5 Model Portfolios from the World's Best Investors (and How to Copy Them Legally)


(Yes, you can “steal” their strategies… without ending up in financial jail)

Ever wanted to copy Warren Buffett’s portfolio?
No, not his actual wallet (that’s called theft—please don’t), but his exact investment style?
Good news: you can.
Even better news: you can do it legally, without wearing a pinstripe suit or growing old-man billionaire hair. 💼💰🦅

Let’s face it—most of us have looked at investing advice and thought:
"This is too complicated. I just want a ready-made plan that works."
The legends have already done the homework, taken the risks, and weathered decades of crashes, booms, and that time the market tanked because a raccoon sneezed (okay, maybe not, but close).

So… why reinvent the wheel when you can “clone” it?


The Pain Points We’ve All Felt

  1. Too many choices — Stocks, bonds, REITs, ETFs, crypto… and suddenly you’re Googling “safe investments that don’t cause anxiety” at 3 AM.
  2. FOMO on winning strategies — You hear Ray Dalio’s “All-Weather Portfolio” crushed it during bad years, and you think, "Wait, why didn’t I know this earlier?"
  3. Analysis Paralysis — By the time you finish reading 15 blogs, the market has moved on… and your coffee has gone cold. ☕
  4. Fear of doing it wrong — Nobody wants to make a $10,000 mistake just because they misread a finance article from 2017.

These legendary portfolios are the antidote.

The 5 Legendary Model Portfolios You Can Copy

(Without the need for insider tips, offshore accounts, or a monocle)

1. Ray Dalio’s All-Weather Portfolio

📌 Why it exists: To survive anything—recessions, booms, pandemics, alien invasions.
📌 The gist: 40% bonds, 30% stocks, 15% commodities (like gold), 15% other defensive assets.
📌 Why it works: Balances offense and defense. You’re never “all-in” on one thing.
💡 Copy Tip: Look for ETFs that match these categories. No need to buy literal gold bars (unless you want to cosplay as a Bond villain).

2. Warren Buffett’s 90/10 Rule

📌 Why it exists: Simplicity is the ultimate sophistication (and also Buffett’s middle name… probably).
📌 The gist: 90% low-cost S&P 500 index fund, 10% short-term US bonds.
📌 Why it works: Keeps costs low, diversification high, and your sanity intact.
💡 Copy Tip: Index ETFs are your friend. And yes, Buffett actually gave this advice for his own estate. If it’s good enough for him, it’s probably fine for you.

3. Harry Browne’s Permanent Portfolio

📌 Why it exists: Be ready for any economic season—growth, recession, inflation, deflation.
📌 The gist: 25% stocks, 25% long-term bonds, 25% cash, 25% gold.
📌 Why it works: Pure balance. Like a financial yoga pose. 🧘‍♂️
💡 Copy Tip: Don’t skip the cash part—it’s your emergency parachute.

4. Benjamin Graham’s Defensive Investor Portfolio

📌 Why it exists: For people who want steady growth without babysitting their portfolio daily.
📌 The gist: 50% stocks, 50% bonds. Adjust yearly.
📌 Why it works: Graham literally wrote The Intelligent Investor. His advice is still the holy grail of value investing.
💡 Copy Tip: Rebalance once a year. Don’t overthink it.

5. Meb Faber’s Global Asset Allocation

📌 Why it exists: Diversify everywhere, not just your home country.
📌 The gist: Spread across global stocks, bonds, real assets, and more.
📌 Why it works: Reduces “home bias” and spreads risk across economies.
💡 Copy Tip: Use global ETFs. Don’t try buying stocks from 17 countries manually unless you love paperwork.

How to Copy These Legally (and Wisely)

  • Read their books, blogs, and interviews — Most of these portfolios are public knowledge because the creators want you to use them.
  • Use ETFs & index funds — They let you mirror the mix without juggling dozens of individual stocks.
  • Adjust for your risk level — A 25-year-old can take more risks than someone retiring next year.
  • Rebalance regularly — Set it and forget it only works if you also check in occasionally.
  • Stay disciplined — Jumping from one legendary portfolio to another every month will make you broke faster than a toddler in a candy store. 🍭💸

💡 Reality Check: Copying doesn’t mean cloning blindly.
Copying the greats doesn’t mean cloning blindly. It means learning their logic, adapting to your reality, and staying consistent. You still need to understand why the portfolio works, your own goals, and your tolerance for volatility. Otherwise, you’re just a parrot in the market—colorful, noisy, and possibly broke. 🦜

Final Punchline (3 words): Clone. Adapt. Prosper. 🚀

The Problem → The Solution

Too many choices?
Too much jargon?
Analysis paralysis?

That’s why my newsletters—Wealth Builder, Passive Income, and Investing—exist.

I take the confusion out of investing, explain strategies in plain English (with jokes), and give you bite-sized, actionable steps.

You get clarity, confidence, and a plan you can actually follow.

One email at a time, we turn “I don’t know where to start” into “I know exactly what to do next.”

👉 Check out my newsletter here

Hashtags: #InvestingMadeSimple #PassiveIncome #WealthBuilder #ModelPortfolio #SmartMoneyMoves #FinancialFreedom

Notes / Sources:

  • Ray Dalio’s All-Weather Portfolio – Principles for Navigating Big Debt Crises, Bridgewater Associates.
  • Warren Buffett’s 90/10 Rule – Letter to Berkshire Hathaway shareholders, 2013.
  • Harry Browne’s Permanent Portfolio – Fail-Safe Investing.
  • Benjamin Graham’s Defensive Investor – The Intelligent Investor.
  • Meb Faber’s Global Asset Allocation – Global Asset Allocation: A Survey of the World's Top Asset Allocation Strategies.

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